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  • Home
  • Services
    • Merchant Services
    • E-Commerce Processing
    • Mobile Payment Processing
    • Medical Payment Processing
    • ACH and eCheck Services
    • Credit Card Machines
      • Dejavoo
        • Dejavoo P1
        • Dejavoo P3
        • Dejavoo P5
        • Dejavoo P8
        • Dejavoo P12
        • Dejavoo P18
        • Dejavoo QD2
        • Dejavoo QD4
        • Dejavoo Z3
        • Dejavoo Z8
        • Dejavoo Z9
      • Valor PayTech
        • Valor VL100 Pro
        • Valor VP100
        • Valor VL110
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        • Valor VP800
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        • Valor VP300 Pro
      • Ingenico
        • Ingenico Desk 3500
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        • Ingenico Move 5000
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      • PAX
        • PAX A80
        • PAX A800
        • PAX A6630
        • PAX A6650
        • Pax A77 Smart MiniPOS+
        • PAX A920
        • PAX A920 Pro
        • PAX A920 MAX
        • PAX D195
        • PAX S300
      • First Data
        • FD150 Countertop Card Terminal
        • First Data RP10 Pin Pad
        • FD35 Customer-Facing PIN Pad
      • Legacy Credit Card Machines
    • Payment Processing
      • Pricing
        • Current US Interchange Rates
        • No-Cost Account (Cash Discount Program)
        • Free Payment Processing
      • Virtual Terminals
      • Next Day Funding Times
    • Point of Sale Systems
      • Clover Point of Sale
      • Korona Point of Sale
      • SwipeSimple Point of Sale
      • Dejavoo P18
      • Dejavoo D1
      • Valor Paytech VP800
      • Vital Point of Sale
      • Bonsai Point of Sale
    • EBT Merchant Services (SNAP)
    • Quickbooks Payment Integration
    • Business Funding
      • Apply for Business Funding
    • HMS Pay – Payment Gateway
  • Merchants
    • Testimonials
    • Retail Merchants
    • Restaurant Merchants
    • Contractor Merchants
    • Nonprofit Merchants
    • Fitness Merchants
    • Real Estate and Property Management Merchants
    • Medical Merchants
    • E-Commerce Merchants
    • Veterinary Merchants
    • Automotive Business Merchants
    • Lodging and Hotel Merchants
      • Visa Lodging Car Rental CPS
    • Firearms Merchants
    • High Risk Merchants
      • Airlines and Jet Charter
      • Adult Novelties, Merchandise, Content, Memberships
      • Bail Bonds
      • Debt Collection, Recovery, Consolidation
      • CBD Merchant Account
      • Coins and Collectibles
      • Continuity and Subscription
      • Content Downloads and Digital Goods
      • Document Preparation
      • Electronic Cigarettes and Vapes
      • Gambling and Casinos
      • Online Gaming and Gambling
      • Guns and Ammo – Online and In Person
      • Insurance
      • Multilevel Marketing MLM
      • Nutraceuticals and Supplements
      • Pawn Shops, Cash for Gold
      • Offshore Businesses
      • Online Dating
      • Online Pharmacy
      • Modeling Agencies
      • Self-Defense Products
      • SEO and SEM
      • Sports Books and Sports Betting
      • Sports Betting Advice and Sports Handicapping
      • Telemedicine
      • Vitamins and Supplements
      • Technical Support, Online or In-Person
      • Timeshares
      • Weight Loss
      • Travel Agencies, Charters, and Tours
      • Web Hosting
      • Web Design
  • Partners
    • Independent Sales Rep Agent Program
    • Referral / Affiliate Program
      • Referral / Affiliate Program Overview
      • Referral Program FAQ
    • Brand Usage Permissions
  • Programs
    • Gift and Loyalty Cards
    • Saas Payment Integrations
    • Data Breach Protection
    • Small Ticket Program
    • Netsuite Payments Integration
    • Supported Payment Gateways and Software
  • Resources
    • Merchant Services Blog
    • Popular links
      • Current US Interchange Rates
      • Free Financial Calculators
      • How Heartland Overcharges Merchants
      • Cayan Charges PCI Non-Compliance Fee
      • All About CVV Numbers
    • Knowledge Base
      • Current US Discover Interchange Rates
      • American Express OptBlue
      • PCI Compliance
      • International Merchants
      • Ecommerce Payment Integration
      • About Site Inspections
    • Articles
      • View All
      • Credit Card Articles
      • Payment Processing Articles
      • Security Articles
      • eCommerce Articles
      • EMV Articles
      • HMS vs Competitors
      • Financial News
      • Mobile Payment Articles
      • Payment Gateway Articles
      • Personal Finance
      • Point-of-Sale System Articles
      • QuickBooks Resources
      • Small Business and Entrepreneurs
      • BLE and NFC Articles
      • Terminal Articles
    • FAQ
    • Press
    • About
    • Contact
    • Search
  • Get Started
Facebook-f X-twitter Linkedin-in
  • Home
  • Services
    • Merchant Services
    • E-Commerce Processing
    • Mobile Payment Processing
    • Medical Payment Processing
    • ACH and eCheck Services
    • Credit Card Machines
      • Dejavoo
        • Dejavoo P1
        • Dejavoo P3
        • Dejavoo P5
        • Dejavoo P8
        • Dejavoo P12
        • Dejavoo P18
        • Dejavoo QD2
        • Dejavoo QD4
        • Dejavoo Z3
        • Dejavoo Z8
        • Dejavoo Z9
      • Valor PayTech
        • Valor VL100 Pro
        • Valor VP100
        • Valor VL110
        • Valor VP350
        • Valor VP550C
        • Valor VL550
        • Valor VP550E
        • Valor VP800
        • Valor RCKT
        • Valor VL300
        • Valor VP300
        • Valor VP300 Pro
      • Ingenico
        • Ingenico Desk 3500
        • Ingenico Desk 5000
        • Ingenico Move 5000
        • Ingenico Desk 1500
      • PAX
        • PAX A80
        • PAX A800
        • PAX A6630
        • PAX A6650
        • Pax A77 Smart MiniPOS+
        • PAX A920
        • PAX A920 Pro
        • PAX A920 MAX
        • PAX D195
        • PAX S300
      • First Data
        • FD150 Countertop Card Terminal
        • First Data RP10 Pin Pad
        • FD35 Customer-Facing PIN Pad
      • Legacy Credit Card Machines
    • Payment Processing
      • Pricing
        • Current US Interchange Rates
        • No-Cost Account (Cash Discount Program)
        • Free Payment Processing
      • Virtual Terminals
      • Next Day Funding Times
    • Point of Sale Systems
      • Clover Point of Sale
      • Korona Point of Sale
      • SwipeSimple Point of Sale
      • Dejavoo P18
      • Dejavoo D1
      • Valor Paytech VP800
      • Vital Point of Sale
      • Bonsai Point of Sale
    • EBT Merchant Services (SNAP)
    • Quickbooks Payment Integration
    • Business Funding
      • Apply for Business Funding
    • HMS Pay – Payment Gateway
  • Merchants
    • Testimonials
    • Retail Merchants
    • Restaurant Merchants
    • Contractor Merchants
    • Nonprofit Merchants
    • Fitness Merchants
    • Real Estate and Property Management Merchants
    • Medical Merchants
    • E-Commerce Merchants
    • Veterinary Merchants
    • Automotive Business Merchants
    • Lodging and Hotel Merchants
      • Visa Lodging Car Rental CPS
    • Firearms Merchants
    • High Risk Merchants
      • Airlines and Jet Charter
      • Adult Novelties, Merchandise, Content, Memberships
      • Bail Bonds
      • Debt Collection, Recovery, Consolidation
      • CBD Merchant Account
      • Coins and Collectibles
      • Continuity and Subscription
      • Content Downloads and Digital Goods
      • Document Preparation
      • Electronic Cigarettes and Vapes
      • Gambling and Casinos
      • Online Gaming and Gambling
      • Guns and Ammo – Online and In Person
      • Insurance
      • Multilevel Marketing MLM
      • Nutraceuticals and Supplements
      • Pawn Shops, Cash for Gold
      • Offshore Businesses
      • Online Dating
      • Online Pharmacy
      • Modeling Agencies
      • Self-Defense Products
      • SEO and SEM
      • Sports Books and Sports Betting
      • Sports Betting Advice and Sports Handicapping
      • Telemedicine
      • Vitamins and Supplements
      • Technical Support, Online or In-Person
      • Timeshares
      • Weight Loss
      • Travel Agencies, Charters, and Tours
      • Web Hosting
      • Web Design
  • Partners
    • Independent Sales Rep Agent Program
    • Referral / Affiliate Program
      • Referral / Affiliate Program Overview
      • Referral Program FAQ
    • Brand Usage Permissions
  • Programs
    • Gift and Loyalty Cards
    • Saas Payment Integrations
    • Data Breach Protection
    • Small Ticket Program
    • Netsuite Payments Integration
    • Supported Payment Gateways and Software
  • Resources
    • Merchant Services Blog
    • Popular links
      • Current US Interchange Rates
      • Free Financial Calculators
      • How Heartland Overcharges Merchants
      • Cayan Charges PCI Non-Compliance Fee
      • All About CVV Numbers
    • Knowledge Base
      • Current US Discover Interchange Rates
      • American Express OptBlue
      • PCI Compliance
      • International Merchants
      • Ecommerce Payment Integration
      • About Site Inspections
    • Articles
      • View All
      • Credit Card Articles
      • Payment Processing Articles
      • Security Articles
      • eCommerce Articles
      • EMV Articles
      • HMS vs Competitors
      • Financial News
      • Mobile Payment Articles
      • Payment Gateway Articles
      • Personal Finance
      • Point-of-Sale System Articles
      • QuickBooks Resources
      • Small Business and Entrepreneurs
      • BLE and NFC Articles
      • Terminal Articles
    • FAQ
    • Press
    • About
    • Contact
    • Search
  • Get Started
Secure payment processing solutions for small businesses | Host Merchant Services.
  • Home
  • Services
    • Merchant Services
    • E-Commerce Processing
    • Mobile Payment Processing
    • Medical Payment Processing
    • ACH and eCheck Services
    • Credit Card Machines
      • Dejavoo
        • Dejavoo P1
        • Dejavoo P3
        • Dejavoo P5
        • Dejavoo P8
        • Dejavoo P12
        • Dejavoo P18
        • Dejavoo QD2
        • Dejavoo QD4
        • Dejavoo Z3
        • Dejavoo Z8
        • Dejavoo Z9
      • Valor PayTech
        • Valor VL100 Pro
        • Valor VP100
        • Valor VL110
        • Valor VP350
        • Valor VP550C
        • Valor VL550
        • Valor VP550E
        • Valor VP800
        • Valor RCKT
        • Valor VL300
        • Valor VP300
        • Valor VP300 Pro
      • Ingenico
        • Ingenico Desk 3500
        • Ingenico Desk 5000
        • Ingenico Move 5000
        • Ingenico Desk 1500
      • PAX
        • PAX A80
        • PAX A800
        • PAX A6630
        • PAX A6650
        • Pax A77 Smart MiniPOS+
        • PAX A920
        • PAX A920 Pro
        • PAX A920 MAX
        • PAX D195
        • PAX S300
      • First Data
        • FD150 Countertop Card Terminal
        • First Data RP10 Pin Pad
        • FD35 Customer-Facing PIN Pad
      • Legacy Credit Card Machines
    • Payment Processing
      • Pricing
        • Current US Interchange Rates
        • No-Cost Account (Cash Discount Program)
        • Free Payment Processing
      • Virtual Terminals
      • Next Day Funding Times
    • Point of Sale Systems
      • Clover Point of Sale
      • Korona Point of Sale
      • SwipeSimple Point of Sale
      • Dejavoo P18
      • Dejavoo D1
      • Valor Paytech VP800
      • Vital Point of Sale
      • Bonsai Point of Sale
    • EBT Merchant Services (SNAP)
    • Quickbooks Payment Integration
    • Business Funding
      • Apply for Business Funding
    • HMS Pay – Payment Gateway
  • Merchants
    • Testimonials
    • Retail Merchants
    • Restaurant Merchants
    • Contractor Merchants
    • Nonprofit Merchants
    • Fitness Merchants
    • Real Estate and Property Management Merchants
    • Medical Merchants
    • E-Commerce Merchants
    • Veterinary Merchants
    • Automotive Business Merchants
    • Lodging and Hotel Merchants
      • Visa Lodging Car Rental CPS
    • Firearms Merchants
    • High Risk Merchants
      • Airlines and Jet Charter
      • Adult Novelties, Merchandise, Content, Memberships
      • Bail Bonds
      • Debt Collection, Recovery, Consolidation
      • CBD Merchant Account
      • Coins and Collectibles
      • Continuity and Subscription
      • Content Downloads and Digital Goods
      • Document Preparation
      • Electronic Cigarettes and Vapes
      • Gambling and Casinos
      • Online Gaming and Gambling
      • Guns and Ammo – Online and In Person
      • Insurance
      • Multilevel Marketing MLM
      • Nutraceuticals and Supplements
      • Pawn Shops, Cash for Gold
      • Offshore Businesses
      • Online Dating
      • Online Pharmacy
      • Modeling Agencies
      • Self-Defense Products
      • SEO and SEM
      • Sports Books and Sports Betting
      • Sports Betting Advice and Sports Handicapping
      • Telemedicine
      • Vitamins and Supplements
      • Technical Support, Online or In-Person
      • Timeshares
      • Weight Loss
      • Travel Agencies, Charters, and Tours
      • Web Hosting
      • Web Design
  • Partners
    • Independent Sales Rep Agent Program
    • Referral / Affiliate Program
      • Referral / Affiliate Program Overview
      • Referral Program FAQ
    • Brand Usage Permissions
  • Programs
    • Gift and Loyalty Cards
    • Saas Payment Integrations
    • Data Breach Protection
    • Small Ticket Program
    • Netsuite Payments Integration
    • Supported Payment Gateways and Software
  • Resources
    • Merchant Services Blog
    • Popular links
      • Current US Interchange Rates
      • Free Financial Calculators
      • How Heartland Overcharges Merchants
      • Cayan Charges PCI Non-Compliance Fee
      • All About CVV Numbers
    • Knowledge Base
      • Current US Discover Interchange Rates
      • American Express OptBlue
      • PCI Compliance
      • International Merchants
      • Ecommerce Payment Integration
      • About Site Inspections
    • Articles
      • View All
      • Credit Card Articles
      • Payment Processing Articles
      • Security Articles
      • eCommerce Articles
      • EMV Articles
      • HMS vs Competitors
      • Financial News
      • Mobile Payment Articles
      • Payment Gateway Articles
      • Personal Finance
      • Point-of-Sale System Articles
      • QuickBooks Resources
      • Small Business and Entrepreneurs
      • BLE and NFC Articles
      • Terminal Articles
    • FAQ
    • Press
    • About
    • Contact
    • Search
  • Get Started
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Are debit cards affected?

No. Debit transactions are always processed at the lower, cash-equivalent rate.

This entry was posted on November 14, 2025 by hmsstage.

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Newark,

Delaware 19702

10661 Airport-Pulling Road

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Naples,

FL 34109

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