Host Merchant Services – Credit Card Processing and Point of Sale for Small Business

Secure payment processing solutions for small businesses | Host Merchant Services.
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ISO & Independent Sales Agent Program

Build your portfolio with a payments partner you can trust.
Become a Partner Agent
Flexible payment processing solutions for businesses at Host Merchant Services.

ISO & Independent Sales Agent Program

Build your portfolio with a payments partner you can trust.
Become a Partner Agent
Flexible payment processing solutions for businesses at Host Merchant Services.
Effective team meeting at Host Merchant Services office for business payment solutions.

The Right Partner for Sales Representatives and Agents

As an agent or independent sales organization you need a partner that’s easy to position, easy to sell, and built for long-term growth. With a complete portfolio of modern payment solutions, including credit card processing, point of sale, and merchant cash advances, backed by reliable customer service, Host Merchant Services gives you the tools, support, and credibility to generate more opportunities, close more deals, and retain more merchants.

Become a Partner Agent

Why Agents Choose HMS

Backed by trusted payment solutions and more than a decade of experience, Host Merchant Services gives agents and ISOs a clear, reliable way to manage their merchants.

Efficient payment processing solutions for businesses by Host Merchant Services.
Fast Approvals

Faster approvals = more conversions and more revenue. We make sure your deals are approved efficiently.

Secure payment solutions with Host Merchant Services, trusted for reliable processing.
Fast & Accurate Residuals

Get paid on time with transparent, detailed residual reporting. With Host Merchant Services, you always know what you earned, what’s pending, and what’s been paid.

Reliable payment processing solutions for businesses of all sizes.
Unmatched Selection of Payment Technologies

Deliver right-fit solutions for every merchant through a broad range of payment technologies, from Dejavoo to Clover, along with additional value-added services.

Top-rated payment processing solutions for small businesses by Host Merchant Services.
Competitive Residuals & Long-term Payouts

Build recurring revenue with competitive residual splits and long-term payout structures designed to support sustainable portfolio growth.

Secure payment processing solutions for businesses at Host Merchant Services.
Top-Rated Customer Service

Protect your merchant relationships with reliable, responsive, and knowledgeable support that resolves issues as quickly as they arise and strengthens retention.

Small business credit card processing with Host Merchant Services, reliable payment solutions.
Personal Relationship Managers

Work with a dedicated partner manager who helps you structure deals, navigate underwriting, and support your growth with fast answers and proactive guidance.

Secure payment processing with Host Merchant Services for seamless commerce solutions.
Account Management Portal

Get access to a comprehensive, easy-to-use partner portal designed to simplify oversight, management, and communication.

Secure payment processing for businesses at Host Merchant Services.
Marketing Support

Get practical sales enablement and partner-ready marketing assets. Access co-branded collateral, pitch decks, and vertical-specific one-pagers, plus product training and positioning guidance.

Partner Agent Portal

You shouldn’t have to guess what you’re earning. Our partner portal and account management tools are built for transparency:

Secure payment processing solutions by Host Merchant Services for businesses.
Secure payment processing solutions for small businesses and merchants.
Centralized Merchant Dashboard

View total processing volume, active accounts, new and closed merchants, and monthly trends from a single dashboard.

Secure payment processing solutions by Host Merchant Services for small and large businesses.
Secure payment processing solutions for small businesses and merchants.
End-to-End Merchant Management
Access detailed merchant profiles with account status, processor data, MCC codes, assigned managers, and historical activity across batches, tickets, statements, and chargebacks.
Secure online payment processing dashboard for Host Merchant Services.
Secure payment processing solutions for small businesses and merchants.
Real-Time Batch Monitoring and Settlement Control
Monitor open and closed batches, review totals by device or TPN, and initiate settlements to reduce funding delays and operational issues.
Secure Payment Processing Dashboard for Host Merchant Services.
Secure payment processing solutions for small businesses and merchants.
Transaction, Volume, and Residual Reporting
Track transactions and earnings by day, month, custom range, or year, with visibility into ticket counts, fees, debit and credit totals, and residuals.
Host Merchant Services payment processing dashboard for secure business transactions.
Secure payment processing solutions for small businesses and merchants.
Equipment Ordering and Inventory Management
Place equipment orders, manage shipping and pricing, and maintain product and inventory data for Cloud POS environments.
Secure payment processing solutions by Host Merchant Services for businesses.
Secure payment processing solutions for small businesses and merchants.
Cloud POS, Virtual Terminal, and Multi-Device Support
Manage merchants using Cloud POS, Tap on Phone, virtual terminals, and traditional hardware, with device-level visibility by store or TPN.
Secure credit card processing services by Host Merchant Services for businesses.
Secure payment processing solutions for small businesses and merchants.
Invoices, Payment Links, and Remote Payments
Create invoices, send payment links, track status, and support card-not-present transactions when hardware is not available.
Secure payment processing solutions by Host Merchant Services for businesses.
Secure payment processing solutions for small businesses and merchants.
Support Tickets, User Access, and Account Control
Submit and manage support tickets, control user roles and permissions, and maintain operational oversight across teams and merchant accounts.

Unmatched Selection of Payments Technology

With Host Merchant Services, you aren’t limited to basic terminal deals. You can offer a complete product line for cross-selling, from processing solutions to POS systems, cash advances, security features, and more, your merchants get everything they need in one place.

Reliable payment processing solutions for businesses of all sizes.
Retail, Restaurant, and eCommerce Processing

In-person, online, and mobile credit/debit acceptance.

Secure payment solutions for businesses with Host Merchant Services.
Modern Point-of-Sale Systems

Clover, Korona, SwipeSimple, Dejavoo, Valor Paytech, and more for different verticals and budgets.

Secure payment processing with Host Merchant Services for seamless transactions.
Gift & Loyalty Programs

Tools to drive repeat business for your merchants.

Secure Payment Solutions with Host Merchant Services for Your Business.
American Express OptBlue Program

Enable eligible merchants to accept American Express through the OptBlue program, with streamlined setup and consolidated reporting.

Secure payment processing with Host Merchant Services for seamless business transactions.
HMS Pay Payment Gateway & SaaS Integrations

Support for ISVs, SaaS platforms, and common carts.

Flexible credit card payment solutions for small businesses and merchants.
Cash Discount Programs & High-Risk Bank Partnerships

Options for merchants that need surcharge/cash discount models or operate in tougher verticals.

Become a Partner Agent

Multiple Boarding Partners

The HMS agent program gives you access to numerous boarding partners, including major processing platforms such as TSYS and First Data.

That means:

  • Better chances of finding a home for complex or niche merchants.
  • More flexibility with integrations, terminals, and gateways.
  • High-risk options through established bank relationships for select industries.
Trusted payment processing solutions for businesses by Host Merchant Services.
Reliable merchant services with top-rated payment processing solutions.

Award Winning Support

Your reputation rides on how your merchants are treated. HMS was built around customer service from day one, and it shows:

Support Team 4x Larger Than Sales

The organization is intentionally weighted toward merchant care, not just new signups.

24x7x365 U.S.-Based Support

Merchants can reach knowledgeable help at any time, without long hold queues.

Top-Rated Across Major Review Platforms

Host Merchant Services is top-rated with the Better Business Bureau, ConsumerAffairs, and CardPaymentOptions, giving you third-party proof when you present.

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Start Your Independent Sales Agent Application

Partner with a processor that is structured to support both you and your merchants for the long term. Complete the form to connect with a processor that supports you and your merchants for long-term success.

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Frequently Asked Questions

Are merchants locked into long-term contracts?

No. Host Merchant Services offers flexible agreements designed to make onboarding easy and reduce friction for merchants switching processors.

What pricing model do agents typically use?

Agents are free to use the pricing model that best fits their business and their clients’ needs. Available options include Interchange Plus, Cash Discount, Compliant Surcharging, Tiered pricing, and other structures, allowing agents to align pricing with their sales strategy and customer preferences.

Can merchants keep their existing terminals or software?

In many cases, yes. Host Merchant Services evaluates existing equipment and software to determine compatibility and helps merchants transition smoothly when upgrades are required.

Who is eligible for the American Express OptBlue Program?

Eligible U.S. small businesses can accept American Express through the OptBlue program, allowing AmEx to be included alongside Visa, Mastercard, and Discover in a single processing relationship.

How does Host Merchant Services handle PCI compliance?

Easy PCI Security is built into the merchant experience, with guided steps, reminders, and support to help merchants efficiently meet PCI requirements and reduce compliance stress.

Does the program support agents beyond onboarding?

Yes. Host Merchant Services supports partners with ongoing enablement, including training resources, sales tools, and operational support designed to help agents scale, not just sign deals.
Call center agent with headset working at computer for Customer Service support.