Accounting & Back-Office Integrations – NetSuite
Integrated payment solutions for NetSuite environments, supported by HMS with competitive rate positioning and dedicated implementation support.
Learn MoreHost Merchant Services – Credit Card Processing and Point of Sale for Small Business
Get the payment processing solution that fits your business
Get All the Payment Tools You Need with Host Merchant Services
We support businesses across the U.S. and Canada with payment processing, POS, mobile payments, e-commerce solutions, and industry-specific tools.
Get All the Payment Tools You Need with Host Merchant Services
We support businesses across the U.S. and Canada with payment processing, POS, mobile payments, e-commerce solutions, and industry-specific tools.
Merchant Services for All Businesses
At Host Merchant Services, we offer a portfolio of payment and management solutions designed to help your business thrive in today’s competitive marketplace. We view every client as a long-term partner, not just another “transaction.” Our focus and resources are dedicated to helping your business grow by offering transparent pricing, no long-term contracts, no hidden fees, and simple payment solutions.
Merchants stay with HMS because of consistent service quality and competitive rates, not restrictive terms or fine print. The only question we have for you is: What would you like to improve about your business?
Transparent Pricing
We use an interchange-plus pricing model instead of tiered pricing to provide clear cost visibility. Interchange fees and our markup are itemized on every transaction.
Fast Access to Funds
Next-day funding is available for our merchants, helping you maintain predictable and consistent cash flow.
Security at Every Level
PCI-compliant security measures, including tokenization and gateway-level protections, are used to safeguard sensitive payment data.
24/7 Support
Live phone support is available 24/7, with additional assistance options based on your processing setup.
Core Payment Processing Services We Offer
Payment Gateway + Virtual Terminal (HMS Pay)
Tools for phone orders and remote payments, including keyed transactions, invoicing, and secure customer data storage. Features include a virtual terminal, electronic invoicing, ACH and check processing, customer vaults, and Level 3 processing support where applicable.
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Credit Card Terminals & Hardware
Flexible hardware setups, including countertop, handheld, wireless, and mobile terminals. EMV and contactless-ready devices are available from providers such as Valor PayTech, Dejavoo, Pax, Ingenico, and First Data.
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Payment Processing (In-Person + Omnichannel)
Simple, secure acceptance for card-present, keyed, and recurring payments, with interchange-plus pricing options where available and appropriate. Get next-day funding with daily batch cutoffs, supporting card, contactless, and digital wallet payments.
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Point of Sale (POS)
Modern POS systems are designed to speed up checkout, improve inventory control, and simplify reporting. Options include Clover®, Korona, Dejavoo, SwipeSimple, and others – perfect for any industry.
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High-Risk Merchant Accounts
Underwriting and payment solutions designed for complex or high-risk business categories. We cater to almost every high-risk business – even if you were rejected previously by your banker or payment processor.
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Mobile Payments (Phone, Tablet, On-the-Go)
Accept payments anywhere, including job sites, pop-ups, events, deliveries, and curbside. Mobile readers and mobile POS options are supported, along with Tap to Pay on iPhone via the Clover Go app (iPhone and iOS compatibility required; no additional reader required).
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E-Commerce & Shopping Cart Integrations
Online payment acceptance with flexible gateway and shopping cart compatibility. Support includes a custom WooCommerce integration plugin and connections to many SaaS-based e-commerce platforms.
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Accounting & Back-Office Integrations – QuickBooks®
Payment integrations that reduce manual entry by syncing transactions directly into QuickBooks. Multiple options are available for QuickBooks Desktop, Online, and Enterprise, ranging from terminal-based solutions to gateways with recurring billing.
Learn MoreIndustry Management Tools
One Partner, One Login – Payments + Operations in One Stack
One partner, one login, for payments and operations within a single, unified stack. Beyond payment processing, Host Merchant Services offers purpose-built Cloud Manager platforms that combine daily operations with integrated payments.
Cloud Studio Manager
A studio management platform designed for fitness studios, yoga studios, dance studios, wellness studios, and more. It’s designed to support scheduling, billing, and client engagement for wellness-focused businesses.
Get online booking with real-time calendar syncing, memberships, and packages with recurring billing and automated reminders, plus a client portal with reporting and mobile access.
Cloud Rental Manager
An all-in-one rental management platform for property managers and owners with no subscription fees and no long-term contracts.
This tool is built to simplify rent collection and operational oversight for property and rental operators. Includes online payments with tenant tools, along with automation for reminders, renewals, and maintenance tracking.
Cloud Donor Manager
Donation and donor management software designed to be free for nonprofits through optional donor-covered fees.
It supports fundraising, donor engagement, and compliance within a single system. Cloud Donor Manager also includes one-time and recurring donations, campaigns, pledge links, donor CRM, analytics, and automated tax receipts.
Cloud Job Manager (Contractors & Field Service)
Job management software made for contractors and field service providers at no cost. The tool is built to support contractors and field service teams from estimate to payment.
With Cloud Job Manager, we offer customer management, quoting, invoicing, scheduling, and dispatch, plus contracts with e-signature support, recurring billing options, and support for configurable surcharging or cash discount programs.
Built to Reduce Risk Without Slowing You Down
Get easy PCI compliance support with your merchant account, with no annual PCI compliance fees and no PCI non-compliance penalties assessed by HMS.
With us, you’ll also get optional data breach protection through Trustwave, which includes up to $100,000 in breach coverage.
Ready to Build Your Best Checkout Experience?
Get a quote tailored to your business, payments, hardware, integrations, and (if needed) an all-in-one management platform.
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Frequently Asked Questions
When do I get my deposits?
Many accounts qualify for next-day funding, but timing depends on batching and daily cut-off rules (plus weekends and bank holidays). We’ll walk you through the cut-off timing so you know exactly what to expect.
Can you support in-person, online, and invoicing in one system?
Yes. We can set you up to take payments in-store, on the go, online, and by invoice, without forcing you into a patchwork of unrelated tools.
What’s HMS Pay, and who is it for?
HMS Pay is our payment gateway designed for businesses seeking more control than “basic checkout.” It includes:
- Virtual terminal
- Invoicing
- Hosted payment pages
- Recurring/scheduled payments
- ACH/e-check acceptance
- A secure customer vault (tokenization)
- Fraud tools and 3D Secure options
Can you integrate payments into my website?
Yes. If you want the most straightforward path, we can use a hosted payment page so payment entry occurs in a PCI-compliant environment, reducing what your website needs to handle directly.
Do you support QuickBooks?
Yes, if your goal is to reduce manual entry, we offer tools that sync transaction activity (including invoices/sales receipts and refunds/voids) into QuickBooks Online, keeping your books cleaner without duplicate work.
Do you offer cash discounts or surcharging programs?
Yes, when it’s a good fit for your business model and local rules. We offer dual pricing/cash discount options and can also support configured surcharging workflows in the right scenarios. We’ll help you choose the approach that matches your industry and customer expectations.
What if my business is “high-risk” and keeps getting declined elsewhere?
That’s precisely the kind of situation we’re built to handle. We support many high-risk categories and know what underwriters look for (web compliance, policies, fulfillment timelines, chargeback risk, etc.). If a reserve or additional documentation is required, we’ll let you know upfront so you don't waste time.
What kind of support do you provide after I’m approved?
We provide 24/7/365 merchant support. If something breaks on a weekend, you shouldn’t have to wait until Monday to get on a call with somebody.
