Identity Theft: Protect Your Credit Score

Who Can Help? Identity theft can seem daunting, but with the right resources and dedication, it is possible to restore your credit score. The following resources can provi...

Getting to Know Credit Cards and Debit Cards, Part 2

Terminology Credit Card Terminology – definitions of common terms used associated with credit cards.Card Terminology – glossary of terms that are typically used i...

CREDIT CARD PROCESSING, Part 2

Step Four: The card reader recognizes who the customer is and contacts the bank that issued the credit card. Step Five: The customer’s bank sends $10 to the mer...

Network Acquirer Processing Fee (APF)

Visa’s Network Acquirer Processing Fee Explained The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Inte...

Visa, MasterCard Surcharge Now In Effect

Today the Official Merchant Services Blog brings you the latest developments in the ongoing class action Antitrust Lawsuit settlement between Visa, MasterCard and mercha...

Transaction Integrity Fee (TIF)

Transaction Integrity Fee Explained The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As par...

Fixed Acquirer Network Fee (FANF Fee)

If you’re checking your merchant statements, you may have encountered the Visa FANF fee and wondered what this charge is on your statement. No, this charge is not a mistake or a...

What is the Misused Authorization Fee?

The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As part of this process, every six months the...

Network Access and Brand Usage Fee (NABU)

NABU Fee Explained The major credit card networks — Visa, MasterCard, Discover and American Express — join together to set the fees for Interchange. As part of this process...

Category: Credit Cards